Comprehensive General Liability Insurance

Safeguard Your Business from Risk!

What is Comprehenvsive General Liability Insurance

CGL insurance provides financial protection against third-party claims for bodily injury, property damage, or advertising injury arising from your business operations. It covers legal defense costs, settlements, and compensation, ensuring your business can operate confidently, even in challenging circumstances.

Benefits of CGL Insurance

Features & Benefits of CGL Insurance

Third-Party Liability Protection

Covers legal liabilities arising from third-party damages or injuries.

Legal Defense Coverage

Includes legal fees, court expenses, and settlements.

Contractual Liability

Protects against liabilities assumed under contracts.

Premises and Operations Coverage

Covers incidents occurring at the business premises or during operations.

Extensions for Advertising Injury

Protection against claims related to defamation or false advertising.

Why CGL Insurance is Essential in the UAE

Businesses in the UAE face various operational risks, including customer claims, property damage, and reputational disputes. CGL insurance mitigates financial exposure, ensuring businesses comply with regulations and build trust with clients and partners.

How to Choose the Right CGL Insurance

Business Size and Operations

Evaluate potential risks based on your business type.

Coverage
Limits

Ensure limits align with your business’s exposure levels.

Additional Liability Needs

Consider add-ons like employer’s liability or product liability.

Claims
History

Analyze past claims to identify gaps and avoid recurrence risks.

Buying Comprehensive General Liability Insurance Online

Fill Out the Form

Share your business details and coverage requirements.

Receive Tailored Quotes

Get customized plans from leading insurers.

Expert Guidance

Our advisors assist you in selecting the best-suited policy.

Why Choose Honor Insurance for
CGL Insurance

Tailored Policies

Customized solutions for your business risks.

Access to Top Insurers

Competitive quotes from trusted providers.

Dedicated Claims Support

Fast and transparent claims processing.

Expert Guidance

Professional advice to ensure optimal coverage.

FAQs

Q1: How is Comprehensive General Liability (CGL) insurance different from Product Liability insurance?
CGL covers third-party claims for bodily injury and property damage resulting from business operations, while product liability focuses specifically on claims caused by defective or unsafe products.
CGL covers third-party claims related to operational incidents, whereas professional indemnity covers claims arising from errors, omissions, or negligence in professional services or advice.
Yes, many CGL policies can be extended to include employer’s liability as an add-on.
No, employee injuries are typically covered under workmen’s compensation insurance.
Contractual liability covers obligations you assume under contracts, such as liabilities for accidents at leased premises.
Yes, most policies include a deductible that varies based on the policy terms and risk profile.
Yes, with the right add-on, CGL insurance can cover claims related to defamation, copyright infringement, and misleading advertising.
Yes, each policy has defined limits per claim and an aggregate annual limit based on the agreed terms.