Comprehensive Group Health Insurance to Safeguard Your Workforce

Get tailor-made group medical insurance plans that prioritize your team’s health and well-being without compromising your budget.

Benefits of Honor Insurance

Group Medical Insurance in the UAE

Group medical insurance is a mandatory benefit in the UAE, aimed at ensuring employees have access to essential healthcare services. It enhances employee satisfaction and complies with labor laws in key regions like Dubai, Northern Emirates, and Abu Dhabi. Offering group health insurance shows employees that their health and safety are valued, which can boost morale, retention, and productivity.

How to Choose Group Health Insurance

Budget

Does the policy fit within your financial plan?

Coverage Needs

Do your employees need family coverage or just individual plans?

Hospital Network

Are top hospitals accessible within the network?

Customizations

Can the plan include maternity, dental, or mental health coverage?

What is Group
Health Insurance?

Group health insurance is a collective policy that provides medical coverage to employees under one contract. This type of insurance covers a wide range of medical needs, from routine check-ups to major surgeries. Employers typically fund the premium, though add-ons such as dependent coverage may require employee contributions.

Key Elements:

  • A single policy covering multiple employees
  • Can include dependents like spouses and children
  • Provides access to a network of clinics and hospitals

Features & Benefits of Group Medical Insurance

Comprehensive Health Coverage:

  • Covers pre-existing conditions in most cases
  • Preventive care and wellness benefits
  • Diagnostic tests and specialist consultations

Additional Benefits:

  • Dental and optical cover (as add-ons)
  • Wellness programs for employee mental health
  • Support for chronic illnesses

Why Group Health Insurance is Essential

How to File a Claim

Visit an in-network hospital or clinic for treatment.

Submit medical records to the insurance provider for approval.

Follow up with the claims team for updates.

Most group insurance policies offer a cashless facility at network hospitals, simplifying the process for employees.

Buying Group Health Insurance Online

Purchasing group health insurance online saves time and offers transparency. Honor Insurance’s digital platform allows you to:

  • Compare plans from top providers
  • Receive instant quotes tailored to your business needs
  • Access dedicated customer support for assistance

Why You Should Buy Group Medical Insurance from Honor Insurance

Tailored Solutions

Personalized policies that match your business needs

Expert Support

Guidance at every step—from policy selection to claims

Wide Network

Access to a vast range of top-tier hospitals and clinics

Transparency

Clear communication and no hidden costs

FAQs

Q1: Is group medical insurance mandatory for all companies in the UAE?
Yes, group medical insurance is a legal requirement for all companies in Dubai, Northern Emirates, and Abu Dhabi.
Yes, many plans offer add-ons for dependents, though this may incur an additional cost.
Basic plans cover essential medical treatments with new add-ons such as organ transplant, dialysis, and dental coverage, while enhanced plans offer additional benefits including optical, dental, and alternative medicine coverage.
Claims processing times vary but typically take a few days to a week, depending on the provider and type of claim.