Protect Your Invoices, Preserve Your Growth
Trade Credit Insurance That Shields Your Business
Introduction to Trade Credit Insurance
In business, a handshake closes the deal. But a default? That can close your doors.
When customers delay payment—or worse, don’t pay at all—it’s not just an inconvenience. It can freeze your cash flow, disrupt your supply chain, and limit your growth. That’s where Trade Credit Insurance steps in.
This isn’t just protection. It’s power.
Power to sell on credit with confidence. Power to expand into new markets. Power to sleep better knowing your receivables are backed by one of the smartest risk tools in modern trade.
With Honor Insurance, you’ll gain a partner who understands your business and knows how to keep it moving—even when clients can’t.
Key Benefits of Trade Credit Insurance from Honor Insurance
- Covers customer insolvency and payment defaults
- Safeguards domestic and international receivables
- Strengthens credit risk management with real-time insights
- Improves borrowing terms with banks and trade financiers
- Enables growth without fearing bad debt
- Backed by a dedicated team to support claims and credit vetting
What This Policy Covers
Non-payment due to insolvency
When your customer declares bankruptcy or enters liquidation.
Protracted default
When payment is severely delayed beyond agreed terms.
Political risks (for exports):
Covers non-payment caused by war, civil unrest, or currency restrictions.
Pre-shipment costs
If a confirmed order is canceled for a covered reason, production costs can be protected.
Discretionary limits
Flexibility to extend credit to low-risk buyers without prior approval.
Who Should Consider Trade Credit Insurance?
- Manufacturers and exporters
- Wholesalers and distributors
- Construction and contracting firms
- Service providers offering credit terms
- SMEs scaling into new markets
- Large corporates with extensive accounts receivable portfolios
How to Choose the Right Plan
- Evaluate your average receivables exposure
- Identify your highest-risk buyers or countries
- Assess how long you can sustain delayed payments
- Factor in your growth goals—do you want to expand to new customers or geographies?
- Discuss with an Honor Insurance advisor to fine-tune your limits and scope
Coverage Highlights
- Domestic and export trade receivables
- Whole turnover or key account coverage
- Optional top-up coverage for specific buyers
- Policy periods typically from 12 months onward
- Credit assessment tools and ongoing monitoring
Buying Trade Credit Insurance with Honor Insurance
1. Share Your Details
Fill out the form with your trade volumes, industries, and target geographies
2. Receive Tailored Quotes
We work with trusted insurers to present relevant options
3. Understand & Act
Our team breaks down the policy mechanics so you know exactly what you’re getting
Why Choose Honor Insurance for Trade Credit Insurance?
Industry Expertise
We understand credit cycles, buyer risk, and market volatility
Custom Coverage
We build solutions that match your size, sector, and ambition
Real Relationships
You get an advisor, not just a policy
Top-Tier Partners
We work with insurers who specialize in trade risk—no compromises
